Empowering Your Finances

Our services

Provide a general summary of the services you provide, highlighting key features and benefits for potential clients.

Loan Accounts

Automatic loan after first salary transfer for salary account owners and up to 50% advance salary every month (overdraft)

Savings account owners can only obtain a loan when they are sure of the means to pay the loan. We grant loans within savings and above savings.

Group Accounts

Group accounts are free to open accounts with GE-FASC this account yields interest at the end of every financial year and withdrawals are free. Loans are equally granted to groups on the same conditions

GEFASC also provides agro-products like animal feed, fertilizers, farming tools and seedlings to farming groups on whole prices.

Njangui Financing

This product helps all the members of the ¨Njangui¨ group to benefit at the same time before benefiting from the ¨Njangui¨ group.

Mobile Banking

Mobile banking allows you to perform financial transactions using your mobile device, instead of going to a bank branch. It’s essentially banking at your fingertips.

MTN Mobile Money & Orange Money

Available Products

• Savings Accounts

• Current Accounts

• Salary Accounts

• Cooperate / Business Accounts

• Blocked Account / Term Deposit

• Daily Savings

LOAN TYPES

We offer a range of loan accounts

Individual Loans

• Salary Loans – granted to workers who domicile their salaries with the institution.

• Personal Loans – for emergencies, family needs, or personal projects.

• Consumer Loans – to purchase goods or services (e.g., household equipment).

Business & SME Loans

• Microenterprise Loans – for small traders, artisans, farmers, etc.

• SME Loans – larger amounts for small and medium enterprises.

• Working Capital Loans – to support cash flow for day-to-day operations. •

• Investment Loans – for purchasing equipment, expansion, or fixed assets.

Group Loans

• Solidarity Group Loans – borrowers form a group that guarantees each other’s repayment (popular in village savings groups).

• Cooperative Loans – granted to cooperatives and associations.

SPECIALIZED CREDIT

• Solidarity Group Loans – borrowers form a group that guarantees each other’s repayment (popular in village savings groups).

• Cooperative Loans – granted to cooperatives and associations.

• Agricultural Loans – seeds, tools, fertilizers, farm equipment.

• Housing/Construction Loans – small-scale building, renovations, land purchase.

• Education Loans – tuition, school fees, training programs.

OVERDRAFT & CREDIT LINES

• Overdraft Facilities: attached to a current/salary account, allowing withdrawals beyond the available balance.

• Revolving Credit: flexible line of credit that can be reused after repayment

Others

• Motorcycle loans

• Car loans.

Our Benefits

GEFASC offers a range of benefits with their services

• It brings at your disposal a concrete solution to savings and investment problems

• We support farmers and njangi groups, small enterprises, and medium enterprises

• We stand by you through all stages of life, offering you a reliable place to share any financial difficulties you face, and getting prompt solutions

• We keep your money secure and safe, with yearly earnings from interest

• One of the lowest loan interests on the financial market

• Withdraw money from your deposit accounts at any time

• Daily Savings: GEFASC has a mobile team (Agents) ready to meet you at your place of work or market to collect your savings. This savings is at your disposal at the end of each month (Daily cash collection)

• Free account opening

• Free transfer of salary

• Loans in 24 hours

• Automatic overdrafts

• Eligible even at first salary

• Very affordable interest rates

• Fast and reliable mobile solutions

• Personalized and advisory services

• Wealth creation

GEFASC SPECIAL OFFER

Open a savings account and benefit from:

• Take–off capital for new business

• Deposits and withdrawals at any moment

• Encouraging interest rate per year

• Eligible for a loan to finance your business and projects

Operate a term deposit and benefit from:

• Outstanding interest per annum

• Automatic guarantee for heavy investments

Open a salary account and benefit from:

• An automatic loan after taking your first salary

• A 50% Advance payment of salary every month (overdraft )